Monday, September 7, 2009

SR22 Auto Insurance In Arizona

SR22 Auto Insurance: If you have recently been convicted of a DUI, you can count on your insurance rate going up. Once you start calling around for an auto insurance quote in Arizona you will see how much that one mistake is going to cost you. It does not matter if your alcohol level was just slightly over the limit or if your alcohol level was extremely over the limit. If you were convicted, you now have a misdemeanour on your record. In the state of Arizona, if you are convicted of DUI your license will automatically be suspended. Anyone who has a suspended license not only has to carry standard auto insurance, but they also need to have SR22 auto insurance.
After a DUI conviction, there is no more low cost car insurance. You can expect your car insurance will go up significantly. We cannot give you a precise amount because it will vary depending on your previous driving record, what you drive and which insurance company holds your policy. Once you start doing the research and calling around for DUI auto insurance quotes Arizona, you will notice that your insurance rates will now be sky high.
Not only will you need to have new car insurance, you will now need to add in the extra cost of getting an SR22. Not all insurance companies carry this SR22 insurance; therefore, you will have to call around to different companies for auto insurance quotes Arizona. This is a stipulation that the MVD has mandated that anyone who has a suspended license must carry. This is a very important part of getting your license back.
What is SR22 auto insurance? An SR22 is a mandatory official form that allows the holder to redeem a suspended license and get their car legally registered. An SR22 form is a filing that is completed by an insurance company and removes a suspension order placed on a driver. In order to quality for this form you will need to get SR22 auto insurance quote Arizona from a few local insurance companies. The form shows that an insurance company has issued minimum liability coverage for the responsible party. Without this form, the MVD will not be able to reinstate your driving privileges. This form is also required for those people with multiple moving violations in a relatively short time frame.
How do I get SR22 auto insurance? Getting a SR22 auto insurance quote Arizona is not as difficult as one would think. There are several insurance companies that specialize in providing SR22 auto insurance quotes Arizona. Since, this insurance can be very pricey you will want to shop around for different quotes. You do not necessarily have to purchase your auto insurance and SR22 insurance from the same company. This may save you money on the back end.
There really is just no easy way to get a lower premium right after being convicted of a DUI. You can just expect your premium to go up. There are auto insurance carriers who specialize in DUI insurance. Since they specialize, they maybe able to lessen the blow a little bit. Be smart and stay out of trouble and your premiums will go down slowly but surely over the next few years.
We would strongly recommend that you shop around and compare auto insurance quote Arizona rates from several different insurance companies. More often than not, you can save a ton of money on your automobile coverage by simply comparing multiple quotes.

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